Higher Education



      John McLaughlin
    Itasca, IL
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      Vincent Morris, ARM, CPCU, CIC, CRM, AIC, CPA
    Itasca, IL
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      John Watson, ARM, CIC, CRM
    Los Angeles, CA
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      Teresa Koster
    Student Health & Special Risk
    Division President
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    Industry Leaders

    Gallagher Higher Education Practice specializes in serving the risk management and insurance needs of institutions of higher learning throughout the United States. The education niche has long been a core competency of our company, and today it represents a significant portion of our business.

    Our clients include both public and private colleges, universities, junior colleges and trade schools. On behalf of our clients, we have created insurance pools and spearheaded the unbundling of insurance services. While we understand the need for conventional insurance, we continue to believe in the alternative market as the best way to control costs over the long run.

    Our products and services for the higher education sector cater to clients with traditional first-dollar placements, deductible programs and self-insured retention programs, as well as to uninsured entities. We want to help you strike the right balance between assuming manageable risk and transferring catastrophic risk.

    Institutions of higher learning have complex exposures to balance in the day-to-day business of educating students. Dorm life, fraternities and sororities, students on internship programs, and laboratory environments represent a small cross-section of these unique risks. Some institutions also have exposures related to endowments, research grants and intellectual property rights. Our approach is to collaborate with you to evaluate your risk environment, assess your needs on an ongoing basis and recommend improvements that help reduce the cost of risk.

    Gallagher participates in the associations that link the higher education community, including URMIA, CACUBO, NACUBO, RIMS and PRIMA. We participate through membership and sponsorships, as well as by providing conference presenters and speakers.

    Gallagher Higher Education Practice Group can deploy its resources and knowledge to all parts of the country, based upon client need.


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    Knowledge = Power

    The Gallagher Higher Education Practice Group is committed to the greater mission of risk management. We're not just experts in coverage and prevention — we also dedicate ourselves to understanding and furthering the interests of higher education.

    Colleges and universities face a unique set of challenges when it comes to risk management. Few other businesses have exposures as broad as those you grapple with — everything from employment practices, student life and vehicle use issues to study abroad, environmental hazards and intellectual property rights.

    We are committed to providing each client with the resources needed to manage their risks effectively. Please see our Resources section for our latest white papers.

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